Bread Pay Messaging

Bread Pay Messaging helps customers explore financing options early in their shopping journey. Shoppers can quickly pre-qualify and see transparent payment plans before making a purchase, increasing their buying power without hidden fees or deferred interest. The simple checkout process takes under 60 seconds, and retailers receive full payment upfront while Bread Pay manages customer payments over time. Create custom financing plans that work for your customers, track shopping behavior, and reconnect with potential buyers who haven't completed their purchase. With clear terms and no prepayment penalties, this financing solution makes it easier for customers to buy what they want while helping merchants increase sales.