News
Shopify SEO
Shopify development
Best Payment experience Shopify apps in 2027 [Updated]
PickYourApp Review Team
6 min read
•
Oct 21, 2026
The best Shopify payment apps help merchants deliver smooth, secure, and flexible checkout experiences that customers expect. From alternative payment methods and buy now pay later options to customizable checkout fields and subscription management, these top-rated solutions make it easier to process transactions and reduce cart abandonment. Discover trusted payment apps that integrate seamlessly with your Shopify store while keeping sensitive data protected.
| Name | Rate on Shopify | Price | Free trial | Key features |
|---|
-
#1. Use native Store Credit to set cashback and rewards for any customer action that drives retention.
Koin is a loyalty and marketing automation solution that helps increase customer retention and repeat purchases through cashback and reward programs using Shopify-native store credit. Issue store credit for loyalty rewards or marketing campaigns without hurting your profit margins—making it the perfect discount replacement tool. Set cashback rates by product or order for both DTC customers and B2B companies on Shopify Plus. Automate rewards using pre-built Shopify Flow templates or create custom flows. Bulk edit or individually manage store credit from customer accounts with an intuitive dashboard. Promote your rewards program with widgets and send automated emails when store credit is issued. Easily migrate existing loyalty points into store credit with ready-made templates and 1:1 support. Track and manage all store credit activity through a simple dashboard that keeps everything organized. -
#2. Offer deposit and split payment to improve pre-order sales and trust for customers.
Downpay offers a simple split payment and deposit solution for your pre-order products without requiring credit checks or external financing. Perfect for custom, made-to-order, and high-value items, this white-label payment system lets customers make partial payments directly within their pre-order. Merchants can collect payments through automatic card charges, manual collection, or invoice sending. The app includes a customer portal where buyers can track their split payment orders and update payment information. Fully compatible with all Shopify themes, Shopify Flow, APIs, and Hydrogen storefronts, Downpay integrates seamlessly into your existing setup. Add deposit options easily to product pages or landing pages using buy buttons and blocks, making flexible payments accessible throughout your store. -
#3. Hide COD, PayPal, Stripe, Bank Deposit or any payment methods at checkout using multiple conditions
PayRules helps you control which payment methods appear at checkout by setting specific conditions for hiding options like Cash on Delivery, PayPal, or bank deposits. You can customize payment availability based on cart value, shipping destination, customer groups, or product types. This prevents issues like chargebacks and account freezes while reducing unnecessary shipping fees. Create personalized checkout experiences by hiding certain payment methods for international orders, CBD products, or B2B transactions. The app lets you set dynamic payment rules that make sense for your business and customers, improving both the shopping experience and your operational efficiency. -
#4. Offer your customers the flexibility of split/partial payments and deposits to accelerate purchases.
This comprehensive payment solution offers four essential ways to handle transactions in your store. Accept deposit payments by letting customers pay a portion upfront and settle the remaining balance later. Enable split payments where shoppers can combine multiple payment methods like credit cards and PayPal for a single purchase. Share payment responsibilities among multiple buyers through email invitations. Set up installment plans to break down large purchases into manageable equal payments. The customizable payment widget seamlessly integrates with your store design, making it easy for customers to choose their preferred payment option. With automatic remaining balance collection and Buy Now Pay Later (BNPL) functionality, this app helps reduce cart abandonment while providing payment flexibility your customers need. -
#5. K1 preorder app to sell sold out & coming soon products with deposit or partial payment
K1 Preorder is a deposit app that helps you sell out of stock and coming soon products. Add a pre-order button to let customers order sold out items with full payment, partial payment, or deposit options. Accept down payment and advance payment for backorder and presale products with the "continue selling when out of stock" automation. The pre order manager displays product-specific information from metafields and lets you translate the pre sale widget into any language. Perfect for managing pre order deposit payments and collecting deposits on out of stock products. Get reliable support directly from the app founders. -
#6. Accept deposit, installments, split, partial payments. Auto-collect the balance with reminders.
Turn buyer hesitation into completed sales with flexible deposit and split payment options. This app lets customers pay a percentage or fixed deposit at checkout, split payments into installments, or share one order between multiple people. The remaining balance is automatically charged to the saved card when due. Set custom due dates by specific date, days after checkout, or upon fulfillment. Offer pay-in-full discounts to encourage immediate payment, add reminder notifications, display badges, and set quantity caps. Perfect for high-ticket items and group purchases. Key features include partial payment collection, automatic balance charging, installment plans via email invoices, Cash on Delivery support for manual orders, and analytics through Shopify Flow, Klaviyo, Mailchimp, and Segments integrations. -
#7. Try Before You Buy App for Fashion, Beauty & Lifestyle Brands
Try Before You Buy with Mirra helps fashion, beauty, and lifestyle brands convert new customers and increase order sizes. The app lets shoppers try products at home before making a purchase commitment, helping them find the perfect style and fit. Mirra offers hassle-free returns for both customers and merchants while securely storing payment details at checkout. This removes purchase risks and builds shopper confidence. The customer portal puts shoppers in control of their return management, reducing extra tasks for your team. The app integrates seamlessly with your existing tech stack and comes with 24/7 support plus comprehensive marketing materials to help drive your business forward. -
#8. UnumPay helps stores accept payments with 40+ payment gateway options through a single integration.
UnumPay gives you complete control over your online payment setup with access to 40+ payment gateways through one simple integration. Accept payments globally using local and international gateways, with the flexibility to keep transactions running even if one gateway goes down. Track every transaction in real time and monitor revenue, success rates, and detailed gateway reports from a single dashboard. The app supports multiple currencies, letting customers pay from anywhere in the world. You can also collect advance payments against orders and view all paid orders with comprehensive reporting. Everything your Shopify store needs to manage payments efficiently is available in one place. -
#9. Sort, reorder, rename, hide payment methods at the checkout with flexible rules & various conditions
Take control of payment methods at your checkout with flexible condition-based rules. This app lets you hide, sort, reorder, and rename payment options based on specific criteria like cart total, order weight, shipping method, or customer location. Create custom payment rules by combining multiple conditions - hide certain payment methods for specific countries, show selected options for particular shipping methods, or organize payment choices by name. The app helps optimize your checkout process while protecting your business from unwanted transaction costs. Perfect for stores looking to customize their payment experience and improve customer satisfaction at checkout. -
#10. Matches incoming bank payments to the correct order and marks it as "paid". QR code payments.
Cleero automatically matches incoming bank payments to the correct orders and marks them as paid, eliminating manual payment matching. The app connects to your bank account, checks transactions, and instantly matches them with orders - perfect for bank deposits, invoices, cash on delivery, and other manual payment methods. With support for nearly 5000 banks including Revolut, Wise, N26, and PayPal, Cleero helps you fulfill orders faster. The smart suggestion feature lets you review non-perfect matches for complete control, while the intuitive dashboard shows pending, suggested, and matched orders at a glance. The app also offers QR code payments for EUR and CHF, making it easy for customers to pay with accurate transaction amounts and payment references. Add payment QR codes directly to your checkout page and emails for a seamless payment experience.
