Best Payment experience Shopify apps in 2026 [Updated]
PickYourApp Review Team
6 min read
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Oct 11, 2025
The best Shopify payment apps help merchants deliver smooth, secure, and flexible checkout experiences that customers expect. From alternative payment methods and buy now pay later options to customizable checkout fields and subscription management, these top-rated solutions make it easier to process transactions and reduce cart abandonment. Discover trusted payment apps that integrate seamlessly with your Shopify store while keeping sensitive data protected.
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#1. Use native Store Credit to set cashback and rewards for any customer action that drives retention.
Koin helps you build customer loyalty through store credit and cashback rewards that keep shoppers coming back. Set up automated rewards for any customer action using Shopify's native store credit system. Create flexible cashback rates by product or order, run referral programs, and convert existing loyalty points into store credit. The intuitive dashboard lets you manage credits, track performance, and bulk edit customer accounts. Promote your rewards program with customizable widgets and automated email notifications. With pre-built Shopify Flow templates, you can easily automate your entire rewards process while protecting profit margins and improving the shopping experience.Install from Shopify App Store
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#2. Show your payment processor installments/parcelamento options below all prices in your store pages
Display installment payment options clearly below product prices across your Shopify store with Scala Parcelamento. This app shows your buy now pay later (BNPL) plans and parcelamento options from payment processors like Klarna, Mercado Pago, GrabPay, Atome, and PayPal. Customize the installment message appearance, colors, and spacing directly in your theme editor with live preview before publishing. Compatible with all Shopify themes and 135 currencies, the app automatically calculates optimal display positions without modifying your theme files. It helps improve conversion rates by making payment plans visible to customers. Note: This app only displays installment information and does not process any payments or transactions. Perfect for stores offering flexible payment options who want to showcase installment plans prominently on product pages. The app runs efficiently to maintain your store's performance while providing valuable payment information to your customers.Install from Shopify App Store
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#3. Offer deposit and split payment to improve pre-order sales and trust for customers.
Downpay offers a simple split payment and deposit solution for your pre-order products without requiring credit checks or external financing. Perfect for custom, made-to-order, and high-value items, this white-label payment system lets customers make partial payments directly within their pre-order. Merchants can collect payments through automatic card charges, manual collection, or invoice sending. The app includes a customer portal where buyers can track their split payment orders and update payment information. Fully compatible with all Shopify themes, Shopify Flow, APIs, and Hydrogen storefronts, Downpay integrates seamlessly into your existing setup. Add deposit options easily to product pages or landing pages using buy buttons and blocks, making flexible payments accessible throughout your store.Install from Shopify App Store
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#4. Try Before You Buy App for Fashion, Beauty & Lifestyle Brands
Try with Mirra lets fashion, beauty, and lifestyle brands offer a true "try before you buy" experience to their customers. Shoppers can test products at home before making their final purchase decision, ensuring perfect style and fit every time. The app includes secure payment storage and a user-friendly customer portal for managing returns. With hassle-free returns built into the system, both merchants and customers enjoy a risk-free shopping experience. The platform comes with 24/7 support and ready-to-use marketing materials to help grow your business. Integration is smooth with your existing tech stack, making it easy to get started with home try-ons for your store.Install from Shopify App Store
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#5. Offer your customers the flexibility of split/partial payments and deposits to accelerate purchases.
This comprehensive payment solution offers four essential ways to handle transactions in your store. Accept deposit payments by letting customers pay a portion upfront and settle the remaining balance later. Enable split payments where shoppers can combine multiple payment methods like credit cards and PayPal for a single purchase. Share payment responsibilities among multiple buyers through email invitations. Set up installment plans to break down large purchases into manageable equal payments. The customizable payment widget seamlessly integrates with your store design, making it easy for customers to choose their preferred payment option. With automatic remaining balance collection and Buy Now Pay Later (BNPL) functionality, this app helps reduce cart abandonment while providing payment flexibility your customers need.Install from Shopify App Store
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#6. A control panel for management of Layaway orders placed via our Layaway payments method app.
Manage your Layaway orders efficiently with this comprehensive control panel designed for the Lay-Buy payment method. Track all monthly installment payments, monitor transaction history, and process customer payouts directly through the interface. This app works seamlessly with PayPal to handle payment processing and provides detailed reporting for all your Lay-Buy transactions. Whether you know it as Layaway (USA) or Layby (Australia, New Zealand), this control panel gives you complete oversight of your installment payment orders. Access payment records, review transaction details, and handle early payouts - all from one centralized dashboard in your store admin.Install from Shopify App Store
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#7. Mostre o valor parcelado na página do produto e adicione uma tabela de parcelamento com ou sem juros
Simplifique o parcelamento na sua loja Shopify com a Tabela Parcelamento Empreender, desenvolvida especialmente para o mercado brasileiro. Exiba valores parcelados diretamente na página do produto, com opções com e sem juros. A tabela de parcelamento personalizável permite ajustar cores, fontes e ícones, destacando descontos e condições especiais. Além do parcelamento, o aplicativo oferece cálculo de frete integrado com as principais transportadoras do Brasil e box de vendas com ícones informativos. Aumente a transparência nas suas vendas mostrando todas as opções de pagamento disponíveis. Conte com suporte dedicado via WhatsApp e videochamada, 7 dias por semana, incluindo instalação gratuita.Install from Shopify App Store
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#8. Increase conversion and recurrence with on-site messaging about seQura as a payment solution.
The seQura On-Site Messaging App makes it simple to showcase payment options throughout your customer's shopping journey. Using the visual editor, you can create and customize messaging widgets for your product and checkout pages - no coding required. Display flexible payment solutions from seQura to help shoppers understand their payment choices, leading to better conversion rates and repeat purchases. The app lets you preview and publish your customized messages instantly, making it practical to promote seQura payment options exactly where your customers need to see them.Install from Shopify App Store
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#9. Turn browsers into buyers with a Try Before You Buy option
TryOnify brings the "Try Before You Buy" experience to your online store, letting customers test products before making their final purchase decision. This risk-free shopping option helps convert hesitant browsers into confident buyers by deferring payment until after the trial period. Merchants can easily set up customized trial programs, controlling important factors like trial duration, eligible products, and required deposits. The app handles automatic payment collection when trials end and includes built-in payment authorization checks to protect your business. Unlike other solutions, TryOnify charges no percentage-based fees, helping protect your profit margins. Regular customers benefit from loyalty discounts, encouraging repeat purchases and long-term engagement with your store.Install from Shopify App Store
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#10. Collect partial payments at checkout; enable deposits (Buy now Pay later) & advance COD options.
Enable flexible payment options with Partialy, a solution for partial payments and Cash on Delivery (COD) at checkout. Let customers pay 20-50% upfront as deposits while deferring remaining payments until delivery. The app offers comprehensive COD management with customizable rules based on order value, location, customer groups, products, and discounts. Set up Buy Now Pay Later (BNPL) options, configure unique shipping rates for different payment methods, and create custom COD labels. Perfect for merchants looking to reduce returns (RTO) while offering convenient payment plans through deposits and deferred payments. Add special discounts for prepaid orders and style payment buttons to match your store theme.Install from Shopify App Store