PayPlan by RBC Messaging

RBC PayPlan Messaging enables customers to explore financing options early in their shopping journey. Shoppers can pre-qualify and complete checkout in under 60 seconds, making purchasing decisions with clear financing terms and no hidden fees. The app works alongside the main RBC PayPlan app to process orders seamlessly. Merchants receive full payment upfront while customers enjoy flexible payment plans over time. With transparent terms, no prepayment penalties, and customizable loan options, RBC PayPlan helps increase sales by giving shoppers more purchasing power. The simple pre-qualification process transfers order details directly to your retail system, creating a smooth checkout experience for both merchants and customers.