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Best Payment installments Shopify apps in 2026 [Updated]
PickYourApp Review Team
6 min read
•
May 28, 2026
The Best Shopify payment installment apps give merchants flexible ways to handle partial payments, deposits, and payment reminders. From split payment solutions and layaway options to subscription management and automated payment reminders, these apps help stores offer buy-now-pay-later options, manage recurring invoices, and recover unpaid orders. Whether you need to set up deposits for pre-orders, send payment reminders via SMS and email, or establish flexible payment schedules, these top-rated apps provide the essential tools to improve cash flow and offer customers more payment choices.
| Name | Rate on Shopify | Price | Free trial | Key features |
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#1. Offer your customers the flexibility of split/partial payments and deposits to accelerate purchases.
This comprehensive payment solution offers four essential ways to handle transactions in your store. Accept deposit payments by letting customers pay a portion upfront and settle the remaining balance later. Enable split payments where shoppers can combine multiple payment methods like credit cards and PayPal for a single purchase. Share payment responsibilities among multiple buyers through email invitations. Set up installment plans to break down large purchases into manageable equal payments. The customizable payment widget seamlessly integrates with your store design, making it easy for customers to choose their preferred payment option. With automatic remaining balance collection and Buy Now Pay Later (BNPL) functionality, this app helps reduce cart abandonment while providing payment flexibility your customers need. -
#2. Flexible service subscription app with monthly subscriptions to boost recurring revenue.
Create and manage flexible subscription plans that help grow your recurring revenue. Set up monthly subscriptions, subscription boxes, or custom month-to-month services with simple one-click ordering. The app handles automatic billing, payment processing, and subscription management, making it easy to maintain long-term customer relationships. Customize payment options with features like down payments and adjustable billing cycles. Perfect for businesses looking to build steady income through subscription services, from food delivery to product boxes. Track recurring orders, manage memberships, and create attractive bundle offers that keep customers coming back. -
#3. Recover unpaid orders & open draft orders with advanced payment reminders (Email & SMS)
Kindly helps Shopify merchants recover unpaid orders and draft orders through automated payment reminders sent via email and SMS. This payment reminder app is designed for stores using manual payment methods like bank transfer, invoice, or COD. Create flexible multi-step reminder schedules based on due dates or order receipt dates. Set up individual reminder schedules by payment method, order tag, or customer tag to match your business needs. The app automatically cancels unpaid orders after a set number of days to free up inventory and reduce manual work. Track your success with built-in analytics showing recovered revenue, success rates, deliverability, and engagement metrics. Recover revenue intelligently while following up with customers automatically. -
#4. A control panel for management of Layaway orders placed via our Layaway payments method app.
Manage your Layaway orders efficiently with this comprehensive control panel designed for the Lay-Buy payment method. Track all monthly installment payments, monitor transaction history, and process customer payouts directly through the interface. This app works seamlessly with PayPal to handle payment processing and provides detailed reporting for all your Lay-Buy transactions. Whether you know it as Layaway (USA) or Layby (Australia, New Zealand), this control panel gives you complete oversight of your installment payment orders. Access payment records, review transaction details, and handle early payouts - all from one centralized dashboard in your store admin. -
#5. Add a QR code for bank transfer payment to your checkout. Recover unpaid orders via e-mail.
Simplify your payment collection process with Payster's automated order monitoring system. This app tracks pending orders, draft orders, and abandoned checkouts while sending timely email reminders to customers. The standout feature is a convenient QR code payment option for EUR and CZK currencies, displayed on both thank-you and order status pages. Perfect for businesses using offline payment methods like bank transfers, cash on delivery (COD), Boleto, Konbini, Paytm, Payoneer, PIX, and Oxxo. The app helps recover unpaid orders through automated reminders and can automatically cancel orders that remain unpaid after a set period. Ideal for merchants offering deferred payments or local pickup options who want to improve their payment collection rate. -
#6. Partial, Split, Deposits, Pay Later, NET30, Pre Order pay options with card on file. COD Supported
Make high-value purchases more accessible with flexible payment options that work for your customers. This app lets you offer partial payments, split payments, deposits, and NET30 terms - all secured with card-on-file functionality. Perfect for pre-orders and made-to-order items, customers can pay deposits upfront while you automatically collect remaining balances before shipping. Set up automated payment reminders and manage everything through your theme customizer. The app supports multiple languages and COD orders, helping reduce returns while making expensive purchases more manageable for shoppers. Whether you want to accept deposits on specific products or split payments on entire cart totals, this payment solution helps convert more sales by giving customers payment flexibility they need. -
#7. Manage partial payment split payment, preorder and deposit on online and draft orders. COD Supported
Simplify your store's payment process with Depo, a comprehensive partial payment and deposit management solution. Accept split payments, handle pre-orders, and manage deposits for both online and draft orders. The app securely stores customer card details and automatically collects remaining payments on scheduled dates. Perfect for businesses offering COD options, Depo helps reduce return-to-origin rates while increasing average order value. Send automated payment reminders and manage pending invoices directly from the dashboard. Whether you're selling high-value items or taking pre-orders, Depo makes it easy to set up flexible payment terms that work for both you and your customers.
