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Best Payment installments Shopify apps in 2026 [Updated]

The Best Shopify payment installment apps give merchants flexible ways to handle partial payments, deposits, and payment reminders. From split payment solutions and layaway options to subscription management and automated payment reminders, these apps help stores offer buy-now-pay-later options, manage recurring invoices, and recover unpaid orders. Whether you need to set up deposits for pre-orders, send payment reminders via SMS and email, or establish flexible payment schedules, these top-rated apps provide the essential tools to improve cash flow and offer customers more payment choices.
    • #1. Offer your customers the flexibility of split/partial payments and deposits to accelerate purchases.

      $17.95/month | Free trial available
      This comprehensive payment solution offers four essential ways to handle transactions in your store. Accept deposit payments by letting customers pay a portion upfront and settle the remaining balance later. Enable split payments where shoppers can combine multiple payment methods like credit cards and PayPal for a single purchase. Share payment responsibilities among multiple buyers through email invitations. Set up installment plans to break down large purchases into manageable equal payments. The customizable payment widget seamlessly integrates with your store design, making it easy for customers to choose their preferred payment option. With automatic remaining balance collection and Buy Now Pay Later (BNPL) functionality, this app helps reduce cart abandonment while providing payment flexibility your customers need.
      Install from Shopify App Store
      SPD Split Payment & Deposit
    • #2. Flexible service subscription app with monthly subscriptions to boost recurring revenue.

      Free plan available | Free trial available
      Create and manage flexible subscription plans that help grow your recurring revenue. Set up monthly subscriptions, subscription boxes, or custom month-to-month services with simple one-click ordering. The app handles automatic billing, payment processing, and subscription management, making it easy to maintain long-term customer relationships. Customize payment options with features like down payments and adjustable billing cycles. Perfect for businesses looking to build steady income through subscription services, from food delivery to product boxes. Track recurring orders, manage memberships, and create attractive bundle offers that keep customers coming back.
      Install from Shopify App Store
      RecurrinGO! Subscriptions App
    • #3. A control panel for management of Layaway orders placed via our Layaway payments method app.

      Free
      Manage your Layaway orders efficiently with this comprehensive control panel designed for the Lay-Buy payment method. Track all monthly installment payments, monitor transaction history, and process customer payouts directly through the interface. This app works seamlessly with PayPal to handle payment processing and provides detailed reporting for all your Lay-Buy transactions. Whether you know it as Layaway (USA) or Layby (Australia, New Zealand), this control panel gives you complete oversight of your installment payment orders. Access payment records, review transaction details, and handle early payouts - all from one centralized dashboard in your store admin.
      Install from Shopify App Store
      Layaway Control Panel
    • #4. Partial, Split, Deposits, Pay Later, NET30, Pre Order pay options with card on file. COD Supported

      $9.99/month | Free trial available
      Make high-value purchases more accessible with flexible payment options that work for your customers. This app lets you offer partial payments, split payments, deposits, and NET30 terms - all secured with card-on-file functionality. Perfect for pre-orders and made-to-order items, customers can pay deposits upfront while you automatically collect remaining balances before shipping. Set up automated payment reminders and manage everything through your theme customizer. The app supports multiple languages and COD orders, helping reduce returns while making expensive purchases more manageable for shoppers. Whether you want to accept deposits on specific products or split payments on entire cart totals, this payment solution helps convert more sales by giving customers payment flexibility they need.
      Install from Shopify App Store
      Pay Later, Split Pay ‑ Cypher
    • #5. Manage partial payment split payment, preorder and deposit on online and draft orders. COD Supported

      From $9/month | Free trial available
      Simplify your store's payment process with Depo, a comprehensive partial payment and deposit management solution. Accept split payments, handle pre-orders, and manage deposits for both online and draft orders. The app securely stores customer card details and automatically collects remaining payments on scheduled dates. Perfect for businesses offering COD options, Depo helps reduce return-to-origin rates while increasing average order value. Send automated payment reminders and manage pending invoices directly from the dashboard. Whether you're selling high-value items or taking pre-orders, Depo makes it easy to set up flexible payment terms that work for both you and your customers.
      Install from Shopify App Store
      Deposit & Partial Payment Depo
    • #6. Earn customer loyalty by letting them buy now, pay later. Offer flexible installment payment options

      From $4.95/month | Free trial available
      Enable your customers to buy now and pay later with flexible installment payment options. This payment solution lets shoppers split their purchases into convenient monthly payments, making higher-priced items more accessible. Set initial payments between 0-99% and customize recurring invoice schedules that work for both you and your customers. Apply installment plans to specific products, collections, or your entire store. The customizable payment widget integrates seamlessly with your shop, allowing you to adjust text and placement. As customers make purchases, they receive automated recurring invoices until their balance is paid in full. Currently free for new users, this installment payment system helps increase average order values while providing shoppers with affordable payment alternatives for larger purchases.
      Install from Shopify App Store
      SpurIT Installment Invoices
    • #7. Recover sales from abandoned carts, checkouts, and unpaid orders with email reminders. Add QR code.

      $9.99/month | Free trial available
      Automate your payment follow-ups with Payster, a dedicated payment reminder solution for your Shopify store. The app monitors pending orders, draft orders, and abandoned checkouts, sending timely email reminders to customers. Perfect for managing offline payment methods including wire transfers, cash on delivery (COD), Boleto, Konbini, Paytm, PIX, and Oxxo payments. Add QR codes to your checkout, thank you page, and order status page for quick payment access. The app helps track deferred payments and local pickup reminders, with automatic order cancellation options for unpaid orders. Recover lost sales and improve your checkout completion rate with automated payment tracking and reminder emails.
      Install from Shopify App Store
      Payster • Payment Reminder