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Best Payments Shopify apps in 2026 [Updated]

The best Shopify payment apps help merchants offer flexible payment options to increase sales and customer satisfaction. From installment plans and partial payments to try-before-you-buy solutions and store credit programs, these apps enable various payment methods to meet different customer needs. Whether you need to handle deposits for pre-orders, manage split payments, process offline transactions, or set up cashback rewards, this curated selection of payment apps provides essential tools for optimizing your Shopify store's checkout experience.
    • #1. Show your payment processor installments/parcelamento options below all prices in your store pages

      $4.99/month | Free trial available
      Display installment payment options clearly below product prices across your Shopify store with Scala Parcelamento. This app shows your buy now pay later (BNPL) plans and parcelamento options from payment processors like Klarna, Mercado Pago, GrabPay, Atome, and PayPal. Customize the installment message appearance, colors, and spacing directly in your theme editor with live preview before publishing. Compatible with all Shopify themes and 135 currencies, the app automatically calculates optimal display positions without modifying your theme files. It helps improve conversion rates by making payment plans visible to customers. Note: This app only displays installment information and does not process any payments or transactions. Perfect for stores offering flexible payment options who want to showcase installment plans prominently on product pages. The app runs efficiently to maintain your store's performance while providing valuable payment information to your customers.
      Install from Shopify App Store
      Scala Parcelamento Installment
    • #2. Offer deposit and split payment to improve pre-order sales and trust for customers.

      From $29/month | Free trial available
      Downpay offers a simple split payment and deposit solution for your pre-order products without requiring credit checks or external financing. Perfect for custom, made-to-order, and high-value items, this white-label payment system lets customers make partial payments directly within their pre-order. Merchants can collect payments through automatic card charges, manual collection, or invoice sending. The app includes a customer portal where buyers can track their split payment orders and update payment information. Fully compatible with all Shopify themes, Shopify Flow, APIs, and Hydrogen storefronts, Downpay integrates seamlessly into your existing setup. Add deposit options easily to product pages or landing pages using buy buttons and blocks, making flexible payments accessible throughout your store.
      Install from Shopify App Store
      Downpay: Partial Pay & Deposit
    • #3. Try Before You Buy App for Fashion, Beauty & Lifestyle Brands

      Free to install
      Try with Mirra lets fashion, beauty, and lifestyle brands offer a true "try before you buy" experience to their customers. Shoppers can test products at home before making their final purchase decision, ensuring perfect style and fit every time. The app includes secure payment storage and a user-friendly customer portal for managing returns. With hassle-free returns built into the system, both merchants and customers enjoy a risk-free shopping experience. The platform comes with 24/7 support and ready-to-use marketing materials to help grow your business. Integration is smooth with your existing tech stack, making it easy to get started with home try-ons for your store.
      Install from Shopify App Store
      Try with Mirra Before You Buy
    • #4. Offer your customers the flexibility of split/partial payments and deposits to accelerate purchases.

      $17.95/month | Free trial available
      This comprehensive payment solution offers four essential ways to handle transactions in your store. Accept deposit payments by letting customers pay a portion upfront and settle the remaining balance later. Enable split payments where shoppers can combine multiple payment methods like credit cards and PayPal for a single purchase. Share payment responsibilities among multiple buyers through email invitations. Set up installment plans to break down large purchases into manageable equal payments. The customizable payment widget seamlessly integrates with your store design, making it easy for customers to choose their preferred payment option. With automatic remaining balance collection and Buy Now Pay Later (BNPL) functionality, this app helps reduce cart abandonment while providing payment flexibility your customers need.
      Install from Shopify App Store
      SPD Split Payment & Deposit
    • #5. A control panel for management of Layaway orders placed via our Layaway payments method app.

      Free
      Manage your Layaway orders efficiently with this comprehensive control panel designed for the Lay-Buy payment method. Track all monthly installment payments, monitor transaction history, and process customer payouts directly through the interface. This app works seamlessly with PayPal to handle payment processing and provides detailed reporting for all your Lay-Buy transactions. Whether you know it as Layaway (USA) or Layby (Australia, New Zealand), this control panel gives you complete oversight of your installment payment orders. Access payment records, review transaction details, and handle early payouts - all from one centralized dashboard in your store admin.
      Install from Shopify App Store
      Layaway Control Panel
    • #6. Collect partial payments at checkout; enable deposits (Buy now Pay later) & advance COD options.

      Free plan available
      Enable flexible payment options with Partialy, a solution for partial payments and Cash on Delivery (COD) at checkout. Let customers pay 20-50% upfront as deposits while deferring remaining payments until delivery. The app offers comprehensive COD management with customizable rules based on order value, location, customer groups, products, and discounts. Set up Buy Now Pay Later (BNPL) options, configure unique shipping rates for different payment methods, and create custom COD labels. Perfect for merchants looking to reduce returns (RTO) while offering convenient payment plans through deposits and deferred payments. Add special discounts for prepaid orders and style payment buttons to match your store theme.
      Install from Shopify App Store
      Partialy ‑ Partial Payment COD
    • #7. Mostre o valor parcelado na página do produto e adicione uma tabela de parcelamento com ou sem juros

      $4.99/month | Free trial available
      Simplifique o parcelamento na sua loja Shopify com a Tabela Parcelamento Empreender, desenvolvida especialmente para o mercado brasileiro. Exiba valores parcelados diretamente na página do produto, com opções com e sem juros. A tabela de parcelamento personalizável permite ajustar cores, fontes e ícones, destacando descontos e condições especiais. Além do parcelamento, o aplicativo oferece cálculo de frete integrado com as principais transportadoras do Brasil e box de vendas com ícones informativos. Aumente a transparência nas suas vendas mostrando todas as opções de pagamento disponíveis. Conte com suporte dedicado via WhatsApp e videochamada, 7 dias por semana, incluindo instalação gratuita.
      Install from Shopify App Store
      Tabela Parcelamento Empreender
    • #8. Increase conversion and recurrence with on-site messaging about seQura as a payment solution.

      Free
      The seQura On-Site Messaging App makes it simple to showcase payment options throughout your customer's shopping journey. Using the visual editor, you can create and customize messaging widgets for your product and checkout pages - no coding required. Display flexible payment solutions from seQura to help shoppers understand their payment choices, leading to better conversion rates and repeat purchases. The app lets you preview and publish your customized messages instantly, making it practical to promote seQura payment options exactly where your customers need to see them.
      Install from Shopify App Store
      seQura On‑Site Messaging
    • #9. Turn browsers into buyers with a Try Before You Buy option

      $199/month | Free trial available
      TryOnify brings the "Try Before You Buy" experience to your online store, letting customers test products before making their final purchase decision. This risk-free shopping option helps convert hesitant browsers into confident buyers by deferring payment until after the trial period. Merchants can easily set up customized trial programs, controlling important factors like trial duration, eligible products, and required deposits. The app handles automatic payment collection when trials end and includes built-in payment authorization checks to protect your business. Unlike other solutions, TryOnify charges no percentage-based fees, helping protect your profit margins. Regular customers benefit from loyalty discounts, encouraging repeat purchases and long-term engagement with your store.
      Install from Shopify App Store
      TryOnify: Try Before You Buy
    • #10. Manage partial payment split payment, preorder and deposit on online and draft orders. COD Supported

      From $9/month | Free trial available
      Simplify your store's payment process with Depo, a comprehensive partial payment and deposit management solution. Accept split payments, handle pre-orders, and manage deposits for both online and draft orders. The app securely stores customer card details and automatically collects remaining payments on scheduled dates. Perfect for businesses offering COD options, Depo helps reduce return-to-origin rates while increasing average order value. Send automated payment reminders and manage pending invoices directly from the dashboard. Whether you're selling high-value items or taking pre-orders, Depo makes it easy to set up flexible payment terms that work for both you and your customers.
      Install from Shopify App Store
      Deposit & Partial Payment Depo