Best free Payment installments Shopify apps in 2026 [Updated]
PickYourApp Review Team
6 min read
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Oct 12, 2025
The Best Free Shopify payment installment apps give merchants flexible ways to handle partial payments, deposits, and payment reminders. From split payment options and layaway plans to automated invoice systems and payment reminder tools, these apps help stores offer buy-now-pay-later solutions without complex setups. Whether you need to manage deposits for pre-orders, send payment reminders via SMS/email, or set up recurring subscription payments, these free tools make it simple to customize payment terms while improving cash flow and customer satisfaction.
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#1. A control panel for management of Layaway orders placed via our Layaway payments method app.
Manage your Layaway orders efficiently with this comprehensive control panel designed for the Lay-Buy payment method. Track all monthly installment payments, monitor transaction history, and process customer payouts directly through the interface. This app works seamlessly with PayPal to handle payment processing and provides detailed reporting for all your Lay-Buy transactions. Whether you know it as Layaway (USA) or Layby (Australia, New Zealand), this control panel gives you complete oversight of your installment payment orders. Access payment records, review transaction details, and handle early payouts - all from one centralized dashboard in your store admin.Install from Shopify App Store
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#2. Earn customer loyalty by letting them buy now, pay later. Offer flexible installment payment options
Enable your customers to buy now and pay later with flexible installment payment options. This payment solution lets shoppers split their purchases into convenient monthly payments, making higher-priced items more accessible. Set initial payments between 0-99% and customize recurring invoice schedules that work for both you and your customers. Apply installment plans to specific products, collections, or your entire store. The customizable payment widget integrates seamlessly with your shop, allowing you to adjust text and placement. As customers make purchases, they receive automated recurring invoices until their balance is paid in full. Currently free for new users, this installment payment system helps increase average order values while providing shoppers with affordable payment alternatives for larger purchases.Install from Shopify App Store