News
Shopify SEO
Shopify development
Best free Pay later Shopify apps in 2026 [Updated]
PickYourApp Review Team
6 min read
•
Aug 09, 2026
The Best Free Shopify Pay Later apps let merchants offer flexible payment options without upfront costs. These apps integrate popular buy now, pay later services directly into your store checkout, making it easier for customers to complete larger purchases through installment plans. From established providers to emerging solutions, these free payment tools help increase average order value while maintaining healthy cash flow for your business.
| Name | Rate on Shopify | Price | Free trial | Key features |
|---|
-
#1. Take control of Cash On Delivery. Add COD fees and manage eligibility rules based on conditions.
Manage your Cash on Delivery (COD) payments effectively with Rubix Advanced COD. This app lets you add custom COD fees and set specific eligibility rules based on customer location, order amount, and other conditions. Control your payment options by setting rules for cart total, subtotal, and currency. The app includes checkout validations and payment customizations while maintaining fast page loading speeds. Perfect for online stores looking to offer COD with smart restrictions and fee management. Easy to configure and implement, this COD management solution helps create a better shopping experience for your customers. Set up your COD rules today and give your customers the payment flexibility they need. -
#2. COD Toolkit helps merchants manage and customize the Cash on Delivery option with flexible rules.
COD Toolkit gives you complete control over Cash on Delivery payments in your Shopify store. Create custom rules to manage when and where COD is available based on order values and delivery locations. You can block COD for specific price ranges or regions to reduce payment risks. The app also lets you personalize the COD payment option name to match your store's branding. Whether you want to limit COD availability or offer it selectively, this toolkit helps you set up flexible conditions that work for your business needs. Perfect for merchants who want to offer Cash on Delivery while maintaining control over their payment options. -
#3. Enable COD payment method based on order amount & zip or postal codes. Create shipping rates.
CODFY Cash on Delivery app helps store owners control when and where the COD payment method appears at checkout. Set minimum and maximum order values to make COD available only for eligible orders. Restrict COD by customer location using bulk CSV uploads of postal codes and zip codes where this payment option works. Configure availability based on phone number and email ID for added control. Create custom shipping rates in the backend that display on your storefront. Manage COD orders by defining order value limits and geographic criteria that match your business needs. -
#4. Hide, rename or reorder payment & delivery methods
Customize your Shopify checkout experience with flexible payment and delivery method controls. Using Shopify Functions technology, you can easily hide, rename, or change the order of payment and shipping options. The app's intuitive rule builder lets you create specific conditions based on multiple factors including product vendor, tags, shipping details, SKU, weight, cart total, country, currency, and language. Set up personalized checkout flows by combining different rules to show relevant payment and delivery choices to different customer segments. All changes are seamlessly integrated into your store admin for straightforward management. -
#5. 1-Click Cash on Delivery form with Upsells, Downsells & Bundles to boost conversion rate and AOV.
Zotek helps you create a 1-Click Cash on Delivery form that works as a popup or embeds directly on your product pages. Customers can place COD orders instantly without complicated checkouts. The app includes pre-purchase and post-purchase upsells, one-tick upsells, downsells, and quantity bundles to increase your average order value. You can build fully customizable COD forms that match your store's design and add discount codes directly to the order form. Protect your business from fake orders using built-in fraud detection, IP blocking, and postal code restrictions. Track customer behavior and conversions by integrating with Zotek Facebook Pixel and TikTok Pixel apps for accurate event tracking. No coding skills required—set up your Cash on Delivery form and go live in minutes. Perfect for stores that want to offer COD payment options while maximizing conversion rates and reducing order fraud. -
#6. Add a fee and Show/Hide Cash on Delivery (COD) based on conditions
InstaCOD gives you complete control over Cash on Delivery (COD) payment options in your Shopify store. Add custom fees to COD orders—either a fixed amount or percentage—to cover additional costs or encourage customers to choose prepaid payments instead. You can show or hide the COD option at checkout based on specific conditions like order totals, discounts, customer profiles, shipping rates, products, and countries. This flexibility helps you manage COD availability for different locations and situations. The app also lets you add instruction messages for COD orders, making the checkout process clearer for your customers. Whether you want to control COD fees, hide Cash on Delivery for certain conditions, or customize the payment experience, InstaCOD provides the tools to manage your COD payment method effectively. -
#7. Add COD fees, collect partial payments, and control Cash on Delivery with flexible rules.
CODfee helps merchants manage Cash on Delivery orders with flexible rules and fees. Add COD surcharges directly to shipping rates at checkout, collect partial payments before delivery, and control when COD appears as a payment option. Set smart restrictions based on order value, specific products, customer tags, discount codes, shipping methods, weight, or delivery location. Block COD for certain items or tagged customers to reduce failed deliveries and returns. Display COD only when conditions are met to lower operational costs and improve profitability while giving customers payment flexibility. -
#8. Control Cash on Delivery at checkout with flexible rules. Manage COD orders with smart conditions.
Devnzo Advance COD gives merchants complete control over Cash on Delivery options at checkout. Create flexible rules to restrict COD based on order total, customer type, location, product, or shipping method. Hide, rename, or reorder payment methods and delivery options to match your business needs. Assign specific payment methods to individual shipping rates for better control. The app automatically tags COD orders, making it easy to organize and review them later. Smart tagging helps identify first-time buyers, frequent customers, and order patterns. Manage rule priorities with simple drag-and-drop ordering. -
#9. Streamline your checkout with Payment Customisation by Breeze: hide, sort, and rename options easily
Customize your Shopify checkout experience with Payment Customisation by Breeze. Take control of payment options by hiding, sorting, and renaming them based on specific conditions. Prevent unwanted costs by disabling options like Cash On Delivery for certain cart values, and make payment methods clearer by using familiar terms your customers understand. Optimize your checkout flow by placing high-performing payment options first. Built using Native Shopify Functions for reliable performance, this app helps create a more relevant payment experience. Get support through multiple channels including phone, email, tickets, and WhatsApp when you need assistance. -
#10. Create a 1-click COD order form with offers and more to improve your conversion rate and AOV.
Create high-converting COD order forms that let customers complete purchases in a single click, bypassing the standard Shopify checkout process. The intuitive form builder helps you design custom Cash on Delivery forms with flexible layout options - choose between popup or embedded displays. Customize every aspect of your COD form including field arrangement, shipping rates, and text content. Place your order forms anywhere on your store, from product pages to collections and homepage. The smart form builder focuses on improving average order value (AOV) while making the COD checkout process simple for your customers. With complete control over form fields and appearance, you can build a COD experience that matches your brand and increases sales conversions.
