Best free Pay later Shopify apps in 2026 [Updated]
PickYourApp Review Team
6 min read
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Oct 11, 2025
The Best Free Shopify Pay Later apps let merchants offer flexible payment options without upfront costs. These apps integrate popular buy now, pay later services directly into your store checkout, making it easier for customers to complete larger purchases through installment plans. From established providers to emerging solutions, these free payment tools help increase average order value while maintaining healthy cash flow for your business.
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#1. Charge custom fees for COD, link COD payment to shipping, or hide COD based on set conditions.
ACOD Cash on Delivery helps merchants manage their COD payment options with precision and flexibility. Set custom fees for cash on delivery orders and connect COD payments to specific shipping methods of your choice. You can show or hide the COD payment option based on various conditions like shipping destination. This practical app gives you complete control over when and how customers can use cash on delivery, making COD management straightforward and organized. Perfect for businesses looking to offer cash on delivery while maintaining control over their payment settings and customer experience.Install from Shopify App Store
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#2. COD Toolkit helps merchants manage and customize the Cash on Delivery option with flexible rules.
COD Toolkit gives you complete control over Cash on Delivery payments in your Shopify store. Create custom rules to manage when and where COD is available based on order values and delivery locations. You can block COD for specific price ranges or regions to reduce payment risks. The app also lets you personalize the COD payment option name to match your store's branding. Whether you want to limit COD availability or offer it selectively, this toolkit helps you set up flexible conditions that work for your business needs. Perfect for merchants who want to offer Cash on Delivery while maintaining control over their payment options.Install from Shopify App Store
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#3. One‑step COD Order Checkout with Customizable COD Form, COD fee, Upsells & Instant Checkout
Experience faster Cash on Delivery (COD) checkout with Madgic's customizable order form. The mobile-friendly form replaces traditional lengthy checkout processes, making COD orders as quick as card payments. Set flexible COD fees, create order rules, and enable autofill to protect your margins while giving customers convenient payment options. The form supports quantity breaks, product bundles, and special offers to increase sales. Advanced features include spam prevention through IP/phone/email blocking, OTP verification, and integration with Google Sheets, Facebook Pixel, and TikTok Pixel. Whether embedded or as a popup, the fast-loading COD form helps reduce cart abandonment and improve conversion rates for your store.Install from Shopify App Store
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#4. Take control of Cash On Delivery. Add COD fees and manage eligibility rules based on conditions.
Manage your Cash on Delivery (COD) payments effectively with Rubix Advanced COD. This app lets you add custom COD fees and set specific eligibility rules based on customer location, order amount, and other conditions. Control your payment options by setting rules for cart total, subtotal, and currency. The app includes checkout validations and payment customizations while maintaining fast page loading speeds. Perfect for online stores looking to offer COD with smart restrictions and fee management. Easy to configure and implement, this COD management solution helps create a better shopping experience for your customers. Set up your COD rules today and give your customers the payment flexibility they need.Install from Shopify App Store
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#5. Create a 1-click COD order form with offers and more to improve your conversion rate and AOV.
Create high-converting COD order forms that let customers complete purchases in a single click, bypassing the standard Shopify checkout process. The intuitive form builder helps you design custom Cash on Delivery forms with flexible layout options - choose between popup or embedded displays. Customize every aspect of your COD form including field arrangement, shipping rates, and text content. Place your order forms anywhere on your store, from product pages to collections and homepage. The smart form builder focuses on improving average order value (AOV) while making the COD checkout process simple for your customers. With complete control over form fields and appearance, you can build a COD experience that matches your brand and increases sales conversions.Install from Shopify App Store