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Best free Pay later Shopify apps in 2027 [Updated]

The Best Free Shopify Pay Later apps let merchants offer flexible payment options without upfront costs. These apps integrate popular buy now, pay later services directly into your store checkout, making it easier for customers to complete larger purchases through installment plans. From established providers to emerging solutions, these free payment tools help increase average order value while maintaining healthy cash flow for your business.
Name Rate on Shopify Price Free trial Key features
  • #1. Add COD fees and manage eligibility rules based on conditions. Market-driven shipping ready.

    Rubix Advanced COD helps you customize cash-on-delivery payments for your online store. Add COD fees to orders and manage payment eligibility based on customer location, order amount, cart total, cart subtotal, currency, and other conditions. This app gives you complete control over COD payment options with checkout validations and payment customizations tailored to your needs. Simple to set up and fully customizable, it works at lightning speed without affecting your page speed performance. Set specific conditions to limit COD availability and apply fees to cash-on-delivery orders. Improve your store's payment options and optimize the buying experience with smart, easy-to-use COD management features designed for modern e-commerce operations.
  • #2. COD Toolkit helps merchants manage and customize the Cash on Delivery option with flexible rules.

    COD Toolkit gives you complete control over Cash on Delivery payments in your Shopify store. Create custom rules to manage when and where COD is available based on order values and delivery locations. You can block COD for specific price ranges or regions to reduce payment risks. The app also lets you personalize the COD payment option name to match your store's branding. Whether you want to limit COD availability or offer it selectively, this toolkit helps you set up flexible conditions that work for your business needs. Perfect for merchants who want to offer Cash on Delivery while maintaining control over their payment options.
  • #3. 1-Click Cash on Delivery form with Upsells, Downsells & Bundles to boost conversion rate and AOV.

    Zotek helps you create a 1-Click Cash on Delivery form that works as a popup or embeds directly on your product pages. Customers can place COD orders instantly without complicated checkouts. The app includes pre-purchase and post-purchase upsells, one-tick upsells, downsells, and quantity bundles to increase your average order value. You can build fully customizable COD forms that match your store's design and add discount codes directly to the order form. Protect your business from fake orders using built-in fraud detection, IP blocking, and postal code restrictions. Track customer behavior and conversions by integrating with Zotek Facebook Pixel and TikTok Pixel apps for accurate event tracking. No coding skills required—set up your Cash on Delivery form and go live in minutes. Perfect for stores that want to offer COD payment options while maximizing conversion rates and reducing order fraud.
  • #4. Enable COD payment method based on order amount & zip or postal codes. Create shipping rates.

    CODFY Cash on Delivery
    CODFY Cash on Delivery

    CODFY Cash on Delivery

    5.0 (6)
    on
    Free
    CODFY Cash on Delivery app helps store owners control when and where the COD payment method appears at checkout. Set minimum and maximum order values to make COD available only for eligible orders. Restrict COD based on customer location by uploading zip codes or postal codes via CSV file. You can also limit COD availability by phone number and email ID. The app lets you create custom shipping rates that display on your storefront for a complete COD experience. Customize the COD payment method to match your business requirements and manage COD forms specifically for Indian stores.
  • #5. Set a COD minimum and show shoppers how much more to add to their cart.

    Appify COD & Upsell lets you set a minimum order value for Cash on Delivery payments. When customers shop below your configured product-subtotal minimum, the app hides the COD payment method at checkout and displays how much more they need to add to their cart. This encourages shoppers to browse and add merchandise of their choice to reach the minimum threshold. The app never automatically selects, recommends, or adds products to the cart. Once the minimum is met, Appify stops hiding the COD method and lets Shopify Checkout determine final payment eligibility. You can configure the minimum in your store currency, and the rule only applies when checkout and store currencies match. Compatible themes will update the remaining amount after cart changes. Pause the rule anytime without affecting your existing COD setup.
  • #6. Hide, rename or reorder payment & delivery methods

    Customize your Shopify checkout experience with flexible payment and delivery method controls. Using Shopify Functions technology, you can easily hide, rename, or change the order of payment and shipping options. The app's intuitive rule builder lets you create specific conditions based on multiple factors including product vendor, tags, shipping details, SKU, weight, cart total, country, currency, and language. Set up personalized checkout flows by combining different rules to show relevant payment and delivery choices to different customer segments. All changes are seamlessly integrated into your store admin for straightforward management.
  • #7. Add a fee and Show/Hide Cash on Delivery (COD) based on conditions

    InstaCOD gives you complete control over Cash on Delivery (COD) payment options in your Shopify store. Add custom fees to COD orders—either a fixed amount or percentage—to cover additional costs or encourage customers to choose prepaid payments instead. You can show or hide the COD option at checkout based on specific conditions like order totals, discounts, customer profiles, shipping rates, products, and countries. This flexibility helps you manage COD availability for different locations and situations. The app also lets you add instruction messages for COD orders, making the checkout process clearer for your customers. Whether you want to control COD fees, hide Cash on Delivery for certain conditions, or customize the payment experience, InstaCOD provides the tools to manage your COD payment method effectively.
  • #8. Streamline your checkout with Payment Customisation by Breeze: hide, sort, and rename options easily

    Customize your Shopify checkout experience with Payment Customisation by Breeze. Take control of payment options by hiding, sorting, and renaming them based on specific conditions. Prevent unwanted costs by disabling options like Cash On Delivery for certain cart values, and make payment methods clearer by using familiar terms your customers understand. Optimize your checkout flow by placing high-performing payment options first. Built using Native Shopify Functions for reliable performance, this app helps create a more relevant payment experience. Get support through multiple channels including phone, email, tickets, and WhatsApp when you need assistance.
  • #9. Maximize Conversions and Boost Sales with Priya COD Form.

    Priya COD Form makes Cash on Delivery orders simple and efficient with its user-friendly order form solution. The customizable form builder lets you create professional-looking COD forms that match your store's style. All customer orders sync directly with your Shopify dashboard, making order management seamless. Whether you're new to COD or looking to improve your existing process, this Made in India app helps you handle cash payments more effectively. With easy integration and a flexible form designer, you can set up your COD system quickly and start accepting orders right away.