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Best free Pay later Shopify apps in 2026 [Updated]

The Best Free Shopify Pay Later apps let merchants offer flexible payment options without upfront costs. These apps integrate popular buy now, pay later services directly into your store checkout, making it easier for customers to complete larger purchases through installment plans. From established providers to emerging solutions, these free payment tools help increase average order value while maintaining healthy cash flow for your business.
Name Rate on Shopify Price Free trial Key features
  • #1. Take control of Cash On Delivery. Add COD fees and manage eligibility rules based on conditions.

    Manage your Cash on Delivery (COD) payments effectively with Rubix Advanced COD. This app lets you add custom COD fees and set specific eligibility rules based on customer location, order amount, and other conditions. Control your payment options by setting rules for cart total, subtotal, and currency. The app includes checkout validations and payment customizations while maintaining fast page loading speeds. Perfect for online stores looking to offer COD with smart restrictions and fee management. Easy to configure and implement, this COD management solution helps create a better shopping experience for your customers. Set up your COD rules today and give your customers the payment flexibility they need.
  • #2. COD Toolkit helps merchants manage and customize the Cash on Delivery option with flexible rules.

    COD Toolkit gives you complete control over Cash on Delivery payments in your Shopify store. Create custom rules to manage when and where COD is available based on order values and delivery locations. You can block COD for specific price ranges or regions to reduce payment risks. The app also lets you personalize the COD payment option name to match your store's branding. Whether you want to limit COD availability or offer it selectively, this toolkit helps you set up flexible conditions that work for your business needs. Perfect for merchants who want to offer Cash on Delivery while maintaining control over their payment options.
  • #3. Hide, rename or reorder payment & delivery methods

    Customize your Shopify checkout experience with flexible payment and delivery method controls. Using Shopify Functions technology, you can easily hide, rename, or change the order of payment and shipping options. The app's intuitive rule builder lets you create specific conditions based on multiple factors including product vendor, tags, shipping details, SKU, weight, cart total, country, currency, and language. Set up personalized checkout flows by combining different rules to show relevant payment and delivery choices to different customer segments. All changes are seamlessly integrated into your store admin for straightforward management.
  • #4. Enable COD payment method based on order amount & zip or postal codes. Create shipping rates.

    CODFY Cash on Delivery
    CODFY Cash on Delivery

    CODFY Cash on Delivery

    5.0 (3)
    on
    Free
    CODFY Cash on Delivery app helps store owners control when and where the COD payment method appears at checkout. Set minimum and maximum order values to make COD available only for eligible orders. Restrict COD by customer location using bulk CSV uploads of postal codes and zip codes where this payment option works. Configure availability based on phone number and email ID for added control. Create custom shipping rates in the backend that display on your storefront. Manage COD orders by defining order value limits and geographic criteria that match your business needs.
  • #5. Add a COD fees and hide/show COD based on flexible condition.

    Plug: Cash On Delivery helps you manage COD payments with flexible control over fees and availability. Add fixed or percentage handling fees to cash on delivery orders, and set custom rules to show or hide COD based on specific conditions like customer location, order value, product types, collections, shipping rates, or discount codes. Link COD to particular shipping methods and automatically restrict it when needed. Perfect for merchants who want better control over their checkout experience and COD order management. The app supports multiple languages and offers email and Telegram support to help you configure rules that match your business requirements.
  • #6. Add a fee and Show/Hide Cash on Delivery (COD) based on conditions

    InstaCOD gives you complete control over Cash on Delivery (COD) payment options in your Shopify store. Add custom fees to COD orders—either a fixed amount or percentage—to cover additional costs or encourage customers to choose prepaid payments instead. You can show or hide the COD option at checkout based on specific conditions like order totals, discounts, customer profiles, shipping rates, products, and countries. This flexibility helps you manage COD availability for different locations and situations. The app also lets you add instruction messages for COD orders, making the checkout process clearer for your customers. Whether you want to control COD fees, hide Cash on Delivery for certain conditions, or customize the payment experience, InstaCOD provides the tools to manage your COD payment method effectively.
  • #7. 1-Click Cash on Delivery form with Upsells, Downsells & Bundles to boost conversion rate and AOV.

    Zotek offers a 1-Click Cash on Delivery form that works as a popup or embedded directly on your page, bypassing Shopify Checkout entirely. Create customizable COD forms with pre-purchase and post-purchase upsells, one-tick upsells, downsells, quantity offers, and product bundles to increase your average order value. The app includes fraud detection tools to block fake orders through IP blocking and postal code restrictions. You can apply discount codes directly on the COD form and track conversion events by integrating with Zotek Facebook Pixel and TikTok Pixel apps. No coding required—set up your Cash on Delivery form in minutes and start converting more customers instantly.
  • #8. Streamline your checkout with Payment Customisation by Breeze: hide, sort, and rename options easily

    Customize your Shopify checkout experience with Payment Customisation by Breeze. Take control of payment options by hiding, sorting, and renaming them based on specific conditions. Prevent unwanted costs by disabling options like Cash On Delivery for certain cart values, and make payment methods clearer by using familiar terms your customers understand. Optimize your checkout flow by placing high-performing payment options first. Built using Native Shopify Functions for reliable performance, this app helps create a more relevant payment experience. Get support through multiple channels including phone, email, tickets, and WhatsApp when you need assistance.
  • #9. Maximize Conversions and Boost Sales with Priya COD Form.

    Priya COD Form makes Cash on Delivery orders simple and efficient with its user-friendly order form solution. The customizable form builder lets you create professional-looking COD forms that match your store's style. All customer orders sync directly with your Shopify dashboard, making order management seamless. Whether you're new to COD or looking to improve your existing process, this Made in India app helps you handle cash payments more effectively. With easy integration and a flexible form designer, you can set up your COD system quickly and start accepting orders right away.