Best free Pay later Shopify apps in 2026 [Updated]
PickYourApp Review Team
6 min read
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Nov 28, 2025
The Best Free Shopify Pay Later apps let merchants offer flexible payment options without upfront costs. These apps integrate popular buy now, pay later services directly into your store checkout, making it easier for customers to complete larger purchases through installment plans. From established providers to emerging solutions, these free payment tools help increase average order value while maintaining healthy cash flow for your business.
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#1. COD Toolkit helps merchants manage and customize the Cash on Delivery option with flexible rules.
COD Toolkit gives you complete control over Cash on Delivery payments in your Shopify store. Create custom rules to manage when and where COD is available based on order values and delivery locations. You can block COD for specific price ranges or regions to reduce payment risks. The app also lets you personalize the COD payment option name to match your store's branding. Whether you want to limit COD availability or offer it selectively, this toolkit helps you set up flexible conditions that work for your business needs. Perfect for merchants who want to offer Cash on Delivery while maintaining control over their payment options.Install from Shopify App Store
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#2. Take control of Cash On Delivery. Add COD fees and manage eligibility rules based on conditions.
Manage your Cash on Delivery (COD) payments effectively with Rubix Advanced COD. This app lets you add custom COD fees and set specific eligibility rules based on customer location, order amount, and other conditions. Control your payment options by setting rules for cart total, subtotal, and currency. The app includes checkout validations and payment customizations while maintaining fast page loading speeds. Perfect for online stores looking to offer COD with smart restrictions and fee management. Easy to configure and implement, this COD management solution helps create a better shopping experience for your customers. Set up your COD rules today and give your customers the payment flexibility they need.Install from Shopify App Store