Best free Payments Shopify apps in 2026 [Updated]
PickYourApp Review Team
6 min read
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Nov 22, 2025
The best free Shopify payment apps help merchants process transactions smoothly while keeping costs down. From secure payment gateways to flexible installment options, these essential tools let you accept payments globally, split payments with vendors, and offer buy-now-pay-later solutions to customers. Discover top-rated free payment apps that integrate seamlessly with your Shopify store and help grow your business without upfront investment.
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#1. Elegant, flexible and powerful subscriptions that boost your recurring revenue.
Grow your shop's recurring revenue with a subscription solution that makes life easier for you and your customers. This London-based app delivers a complete subscription experience, letting customers manage their own subscriptions while saving you valuable support time. Set up flexible subscription options for your products quickly, and delight shoppers with smooth animations and an exceptional user experience. With built-in multi-language support and regular feature updates, you'll have everything needed to build lasting subscription relationships. Our robust platform handles the complexity of subscription management, helping increase your store's value and bottom line through steady recurring income.Install from Shopify App Store
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#2. Use native Store Credit to set cashback and rewards for any customer action that drives retention.
Koin helps you increase customer retention and repeat purchases using Shopify-native store credit for cashback and rewards. This marketing tool lets you issue store credit for loyalty programs, campaigns, and customer retention efforts. Set cashback rates by product or order for D2C customers and B2B company locations on Shopify Plus. Automate rewards with pre-built Shopify Flow templates or create custom workflows. Bulk edit or individually manage store credit across customer accounts with credit and debit options. Promote your reward programs using built-in widgets and send automated emails when store credit is issued. Track all store credit activity through an intuitive dashboard. You can also migrate existing loyalty points into store credit seamlessly, making it easy to transition your current programs.Install from Shopify App Store