Best free Payments Shopify apps in 2026 [Updated]
PickYourApp Review Team
6 min read
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Oct 11, 2025
The best free Shopify payment apps help merchants process transactions smoothly while keeping costs down. From secure payment gateways to flexible installment options, these essential tools let you accept payments globally, split payments with vendors, and offer buy-now-pay-later solutions to customers. Discover top-rated free payment apps that integrate seamlessly with your Shopify store and help grow your business without upfront investment.
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#1. Control payment, shipping, and discounts with checkout rules for a cleaner, dynamic checkout flow.
SMART Checkout Rules gives you complete control over your store's checkout experience through customizable rules and conditions. Set up dynamic rules to manage payment methods, shipping options, and discount applications based on specific criteria like customer tags, countries, cart value, or products. Merchants can hide, block, sort, or rename checkout options to create smoother purchase flows. Perfect for handling high-risk transactions, implementing B2B checkout logic, and managing international orders - all without coding. The app helps create cleaner checkout experiences by applying smart rules for payment methods, shipping rates, and order validation, leading to better conversion rates and more efficient order processing.Install from Shopify App Store
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#2. Hide, sort & rename checkout payment methods based on rules like country, cart value, or shipping.
Take control of your Shopify checkout payment options with ETP Sort & Hide Payment Methods. Customize how payment methods appear by hiding, sorting, or renaming options like PayPal, credit cards, Cash on Delivery (COD), and manual payments. Create specific rules based on shopping cart value, shipping method, customer location, product SKUs, or customer tags. The app lets you show only relevant payment options to different customers without any coding needed. All changes apply instantly to your checkout, making it easier for customers to complete their purchase with their preferred payment method.Install from Shopify App Store
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#3. Elegant, flexible and powerful subscriptions that boost your recurring revenue.
Grow your shop's recurring revenue with a subscription solution that makes life easier for you and your customers. This London-based app delivers a complete subscription experience, letting customers manage their own subscriptions while saving you valuable support time. Set up flexible subscription options for your products quickly, and delight shoppers with smooth animations and an exceptional user experience. With built-in multi-language support and regular feature updates, you'll have everything needed to build lasting subscription relationships. Our robust platform handles the complexity of subscription management, helping increase your store's value and bottom line through steady recurring income.Install from Shopify App Store
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#4. Easily launch and manage recurring product subscriptions. Built for revenue growth and retention.
Launch subscription-based products quickly with Kaching Subscriptions - no coding needed. Set up both pay-per-delivery and prepaid subscription plans in minutes to grow your recurring revenue. Your customers get a user-friendly portal to manage their subscriptions, including options to pause, skip, swap, or cancel deliveries. The app works seamlessly with Shopify Checkout and maintains fast store performance across all themes. Track your subscription business with real-time insights and recover failed payments automatically. Get live support whenever you need help. Perfect for stores looking to build lasting customer relationships through flexible subscription offerings. Works well with Kaching Bundles and other Shopify apps to expand your store's capabilities.Install from Shopify App Store
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#5. Use native Store Credit to set cashback and rewards for any customer action that drives retention.
Koin helps you build customer loyalty through store credit and cashback rewards that keep shoppers coming back. Set up automated rewards for any customer action using Shopify's native store credit system. Create flexible cashback rates by product or order, run referral programs, and convert existing loyalty points into store credit. The intuitive dashboard lets you manage credits, track performance, and bulk edit customer accounts. Promote your rewards program with customizable widgets and automated email notifications. With pre-built Shopify Flow templates, you can easily automate your entire rewards process while protecting profit margins and improving the shopping experience.Install from Shopify App Store