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Best alternatives for SPD Split Payment & Deposit Shopify app in 2026 [Updated]
SPD Split Payment & Deposit
Free plan available. Free trial available.
Offer your customers the flexibility of split/partial payments and deposits to accelerate purchases.
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6 min read
•
May 31, 2026
Give your customers a smoother way to pay with payment experience apps for your Shopify store. From flexible payment options and buy now pay later solutions to customized checkout flows, these apps help you reduce friction and increase conversions by making it easier for shoppers to complete their purchases.
| Name | Rate on Shopify | Price | Free trial | Key features |
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#1. Use native Store Credit to set cashback and rewards for any customer action that drives retention.
Koin is a loyalty and marketing automation solution that helps increase customer retention and repeat purchases through cashback and reward programs using Shopify-native store credit. Issue store credit for loyalty rewards or marketing campaigns without hurting your profit margins—making it the perfect discount replacement tool. Set cashback rates by product or order for both DTC customers and B2B companies on Shopify Plus. Automate rewards using pre-built Shopify Flow templates or create custom flows. Bulk edit or individually manage store credit from customer accounts with an intuitive dashboard. Promote your rewards program with widgets and send automated emails when store credit is issued. Easily migrate existing loyalty points into store credit with ready-made templates and 1:1 support. Track and manage all store credit activity through a simple dashboard that keeps everything organized. -
#2. Show your payment processor installments/parcelamento options below all prices in your store pages
Display installment payment options clearly below product prices across your Shopify store with Scala Parcelamento. This app shows your buy now pay later (BNPL) plans and parcelamento options from payment processors like Klarna, Mercado Pago, GrabPay, Atome, and PayPal. Customize the installment message appearance, colors, and spacing directly in your theme editor with live preview before publishing. Compatible with all Shopify themes and 135 currencies, the app automatically calculates optimal display positions without modifying your theme files. It helps improve conversion rates by making payment plans visible to customers. Note: This app only displays installment information and does not process any payments or transactions. Perfect for stores offering flexible payment options who want to showcase installment plans prominently on product pages. The app runs efficiently to maintain your store's performance while providing valuable payment information to your customers. -
#3. Hide COD, PayPal, Stripe, Bank Deposit or any payment methods at checkout using multiple conditions
PayRules helps you control which payment methods appear at checkout by setting specific conditions for hiding options like Cash on Delivery, PayPal, or bank deposits. You can customize payment availability based on cart value, shipping destination, customer groups, or product types. This prevents issues like chargebacks and account freezes while reducing unnecessary shipping fees. Create personalized checkout experiences by hiding certain payment methods for international orders, CBD products, or B2B transactions. The app lets you set dynamic payment rules that make sense for your business and customers, improving both the shopping experience and your operational efficiency. -
#4. Offer deposit and split payment to improve pre-order sales and trust for customers.
Downpay offers a simple split payment and deposit solution for your pre-order products without requiring credit checks or external financing. Perfect for custom, made-to-order, and high-value items, this white-label payment system lets customers make partial payments directly within their pre-order. Merchants can collect payments through automatic card charges, manual collection, or invoice sending. The app includes a customer portal where buyers can track their split payment orders and update payment information. Fully compatible with all Shopify themes, Shopify Flow, APIs, and Hydrogen storefronts, Downpay integrates seamlessly into your existing setup. Add deposit options easily to product pages or landing pages using buy buttons and blocks, making flexible payments accessible throughout your store. -
#5. Collect partial payments at checkout; enable deposits, COD fee or afterpay & advance COD options.
Partialy enables merchants to collect partial payments and deposits at checkout while offering flexible COD options. Customers can pay 20-50 percent upfront and defer the remaining balance until delivery, helping reduce RTO and improve sales through Buy Now Pay Later payment plans. Configure advanced Cash on Delivery rules based on order amount, location, customer tags, products, or discount codes. Set custom COD fees, unique shipping rates for different payment methods, and apply extra discounts for prepaid orders. The app supports deferred payments and pre-order campaigns with customizable checkout buttons that match your store theme. Perfect for merchants looking to offer partial COD deposits, afterpay options, and complete control over their payment collection strategy. -
#6. Try Before You Buy App for Fashion, Beauty & Lifestyle Brands
Try Before You Buy with Mirra helps fashion, beauty, and lifestyle brands convert new customers and increase order sizes. The app lets shoppers try products at home before making a purchase commitment, helping them find the perfect style and fit. Mirra offers hassle-free returns for both customers and merchants while securely storing payment details at checkout. This removes purchase risks and builds shopper confidence. The customer portal puts shoppers in control of their return management, reducing extra tasks for your team. The app integrates seamlessly with your existing tech stack and comes with 24/7 support plus comprehensive marketing materials to help drive your business forward. -
#7. A control panel for management of Layaway orders placed via our Layaway payments method app.
Manage your Layaway orders efficiently with this comprehensive control panel designed for the Lay-Buy payment method. Track all monthly installment payments, monitor transaction history, and process customer payouts directly through the interface. This app works seamlessly with PayPal to handle payment processing and provides detailed reporting for all your Lay-Buy transactions. Whether you know it as Layaway (USA) or Layby (Australia, New Zealand), this control panel gives you complete oversight of your installment payment orders. Access payment records, review transaction details, and handle early payouts - all from one centralized dashboard in your store admin. -
#8. Sort, reorder, rename, hide payment methods at the checkout with flexible rules & various conditions
Take control of payment methods at your checkout with flexible condition-based rules. This app lets you hide, sort, reorder, and rename payment options based on specific criteria like cart total, order weight, shipping method, or customer location. Create custom payment rules by combining multiple conditions - hide certain payment methods for specific countries, show selected options for particular shipping methods, or organize payment choices by name. The app helps optimize your checkout process while protecting your business from unwanted transaction costs. Perfect for stores looking to customize their payment experience and improve customer satisfaction at checkout. -
#9. Mostre o valor parcelado na página do produto e adicione uma tabela de parcelamento com ou sem juros
Simplifique o parcelamento na sua loja Shopify com a Tabela Parcelamento Empreender, desenvolvida especialmente para o mercado brasileiro. Exiba valores parcelados diretamente na página do produto, com opções com e sem juros. A tabela de parcelamento personalizável permite ajustar cores, fontes e ícones, destacando descontos e condições especiais. Além do parcelamento, o aplicativo oferece cálculo de frete integrado com as principais transportadoras do Brasil e box de vendas com ícones informativos. Aumente a transparência nas suas vendas mostrando todas as opções de pagamento disponíveis. Conte com suporte dedicado via WhatsApp e videochamada, 7 dias por semana, incluindo instalação gratuita. -
#10. Matches incoming bank payments to the correct order and marks it as "paid". QR code payments.
Cleero automatically matches incoming bank payments to the correct orders and marks them as paid, eliminating manual payment matching. The app connects to your bank account, checks transactions, and instantly matches them with orders - perfect for bank deposits, invoices, cash on delivery, and other manual payment methods. With support for nearly 5000 banks including Revolut, Wise, N26, and PayPal, Cleero helps you fulfill orders faster. The smart suggestion feature lets you review non-perfect matches for complete control, while the intuitive dashboard shows pending, suggested, and matched orders at a glance. The app also offers QR code payments for EUR and CHF, making it easy for customers to pay with accurate transaction amounts and payment references. Add payment QR codes directly to your checkout page and emails for a seamless payment experience.
